:root{--ink: #101927;--ink-soft: #334154;--paper: #f4f6f2;--white: #ffffff;--navy: #152b50;--navy-deep: #0b1c36;--blue: #2f61d5;--yellow: #f2c94c;--line: #dbe1e7;--muted: #6a7585;--success: #26745d;--radius: 22px;--shadow: 0 24px 70px rgba(13, 33, 62, .12)}.lead-dialog{width:min(560px,calc(100% - 28px));max-height:calc(100dvh - 36px);padding:32px;border:1px solid var(--line);border-radius:var(--radius);color:var(--ink);background:var(--white);overflow-y:auto;box-shadow:var(--shadow)}.lead-dialog::backdrop{background:#0b1c36a6}.lead-dialog h2{margin:0 40px 12px 0;font-size:clamp(24px,4vw,32px)}.lead-dialog>p{color:var(--muted);margin-bottom:24px}.lead-close{position:absolute;top:12px;right:12px;width:44px;height:44px;border:0;border-radius:50%;background:var(--paper);color:var(--ink);font-size:28px;cursor:pointer}.lead-form{display:grid;gap:10px}.lead-form label{font-weight:700;font-size:15px}.lead-form input:not([type=checkbox]),.lead-form textarea,.lead-form select{width:100%;min-height:50px;padding:12px 14px;margin-bottom:8px;border:1px solid #bdc7d2;border-radius:12px;background:#fff;color:var(--ink);font:inherit}.creditor-choices{border:0;padding:0;margin:0 0 12px;display:grid;gap:8px;min-width:0}.creditor-choices legend{font-weight:700;font-size:15px;margin-bottom:10px}.creditor-choices label{display:flex;align-items:flex-start;gap:10px;font-weight:400}.creditor-choices input[type=checkbox]{width:18px;min-height:18px;flex:none;margin:3px 0 0;accent-color:var(--navy)}.quiz-step{display:grid;gap:10px;min-width:0}.quiz-step[hidden],.quiz-navigation [hidden],.quiz-progress[hidden]{display:none}.quiz-progress{display:grid;gap:8px;margin-bottom:18px}.quiz-progress p{color:var(--muted);font-size:13px}.quiz-progress progress{width:100%;height:6px;border:0;border-radius:8px;overflow:hidden;appearance:none;background:var(--line)}.quiz-progress progress::-webkit-progress-bar{background:var(--line)}.quiz-progress progress::-webkit-progress-value{background:var(--yellow)}.quiz-progress progress::-moz-progress-bar{background:var(--yellow)}.quiz-ready .quiz-step{min-height:130px;align-content:start}.quiz-ready [data-quiz-heading]{font-size:22px;font-weight:700;line-height:1.3;letter-spacing:-.02em;margin:0 0 12px}.quiz-ready .creditor-choices label{display:flex;font-weight:400;padding:12px;border:1px solid var(--line);border-radius:12px;cursor:pointer}.quiz-ready .creditor-choices input[type=checkbox]{padding:0;height:18px}.quiz-ready .consent-check input[type=checkbox]{padding:0;flex:none;accent-color:var(--navy)}.quiz-ready .creditor-choices label:has(input:checked){border-color:var(--navy);background:var(--paper)}.quiz-navigation{display:flex;gap:12px;margin-top:18px}.quiz-navigation>.button{flex:1;min-width:0}.quiz-navigation>.quiz-back{flex:0 0 auto;background:var(--paper);color:var(--navy);border:1px solid var(--line)}.quiz-extra summary{cursor:pointer;color:var(--ink-soft);font-size:14px;margin-bottom:10px}.quiz-extra label{display:block}.questionnaire .quiz-step{margin-bottom:16px}.quiz-ready.quiz-complete .quiz-navigation>button:disabled{cursor:default}.lead-form textarea{resize:vertical}.lead-form .consent-check{font-weight:400;font-size:13px;line-height:1.5;margin:4px 0 12px}.lead-form .form-message{margin:4px 0 0;font-size:15px;line-height:1.5}.field-optional{color:var(--muted);font-weight:400}.form-trap{display:none}.lead-page{max-width:620px}button:disabled{cursor:wait;opacity:.7}@media(max-width:600px){.lead-dialog{padding:24px 18px}}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.55;text-rendering:optimizeLegibility}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}.shell{width:min(1200px,calc(100% - 40px));margin-inline:auto}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:28px;height:3px;background:var(--yellow)}h1,h2,h3{margin:0;line-height:1.04;letter-spacing:-.035em}h1{font-size:clamp(2.65rem,6vw,5.6rem);font-weight:760}h2{font-size:clamp(2rem,4vw,3.8rem);font-weight:740}h3{font-size:1.25rem}p{margin:0}.muted{color:var(--muted)}.button{min-height:52px;display:inline-flex;align-items:center;justify-content:center;border:1px solid transparent;border-radius:999px;padding:0 24px;background:var(--navy);color:#fff;font-weight:750;cursor:pointer;transition:transform .2s ease,background .2s ease,box-shadow .2s ease}.button:hover{transform:translateY(-2px);background:var(--blue);box-shadow:0 12px 30px #2f61d538}.button.secondary{background:transparent;color:var(--navy);border-color:#afbac7}.button.secondary:hover{background:#fff;box-shadow:none}.header{position:sticky;top:14px;z-index:20;height:78px;background:transparent;pointer-events:none}.header-row{position:relative;min-height:70px;display:flex;align-items:center;gap:28px;padding:8px 10px 8px 18px;color:#fff;background:#081426eb;border:1px solid rgba(255,255,255,.14);border-radius:26px;box-shadow:0 18px 60px #08142633;backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);pointer-events:auto}.header-row:after{content:"";position:absolute;left:50%;bottom:-7px;width:54px;height:7px;transform:translate(-50%);border-radius:0 0 12px 12px;background:#081426eb}.brand{display:flex;align-items:center;gap:11px;margin-right:auto}.brand img{width:50px;height:50px;padding:5px;object-fit:contain;background:#fff;border:2px solid rgba(242,201,76,.9);border-radius:15px;box-shadow:0 7px 20px #0003}.brand strong{display:block;font-size:.98rem;letter-spacing:.06em}.brand span{display:block;color:#9eabbf;font-size:.72rem}.nav{display:flex;align-items:center;gap:24px;font-weight:720;font-size:.72rem;letter-spacing:.075em;text-transform:uppercase}.nav a{white-space:nowrap}.nav a:hover{color:var(--yellow)}.header-phone{font-weight:780;white-space:nowrap}.mobile-menu{display:none;position:relative}.mobile-menu summary{width:48px;height:48px;border-radius:50%;background:#ffffff1a;display:grid;place-content:center;gap:6px;cursor:pointer;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu summary span{display:block;width:18px;height:2px;border-radius:2px;background:#fff}.mobile-menu nav{position:absolute;top:54px;right:-8px;width:min(320px,calc(100vw - 24px));display:grid;gap:2px;padding:12px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}.mobile-menu nav a{padding:12px 14px;border-radius:12px;font-weight:700}.mobile-menu nav a:hover{background:var(--paper)}.mobile-menu nav .mobile-cta{margin-top:6px;text-align:center;background:var(--yellow)}.header .button{flex:0 0 auto;white-space:nowrap;padding-inline:22px;background:var(--yellow);color:var(--ink);min-height:50px}.header .button:hover{background:#ffda63;box-shadow:none}.hero{padding:72px 0 38px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}.hero-copy{position:relative;z-index:2}.hero-copy h1{max-width:850px;margin:20px 0 28px}.hero-copy h1 span{display:block;color:var(--blue)}.motion-ready .hero-copy h1 span{width:fit-content;background:linear-gradient(var(--yellow),var(--yellow)) left bottom / calc(var(--emphasis-progress, 1) * 100%) 4px no-repeat;padding-bottom:6px;margin-bottom:-6px}.reading-progress{display:none;position:absolute;left:26px;right:26px;bottom:0;height:2px;background:var(--yellow);transform:scaleX(0);transform-origin:left;pointer-events:none}.motion-ready .reading-progress{display:block}.hero-lead{max-width:650px;color:var(--ink-soft);font-size:clamp(1.05rem,2vw,1.28rem)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.trust-line{display:flex;gap:22px;flex-wrap:wrap;margin-top:42px;color:var(--ink-soft);font-size:.92rem}.trust-line span{display:inline-flex;align-items:center;gap:9px}.trust-line span:before{content:"";width:8px;height:8px;background:var(--yellow);border-radius:50%}.hero-visual{position:relative;min-height:570px}.hero-frame{position:absolute;inset:0 0 0 40px;border-radius:180px 24px 24px;overflow:hidden;background:#dbe4f2;box-shadow:var(--shadow)}.hero-frame img{width:100%;height:100%;object-fit:cover;object-position:50% 15%}.hero-card{position:absolute;left:0;bottom:34px;width:250px;padding:20px;background:#fff;border-radius:18px;box-shadow:var(--shadow)}.hero-card small{display:block;color:var(--muted)}.hero-card strong{display:block;margin-top:4px;font-size:1.55rem}.hero-mark{position:absolute;right:-35px;top:-35px;width:150px;height:150px;border:26px solid var(--yellow);border-radius:50%;opacity:.82}.content-meta{margin:18px 0 28px;padding:14px 16px;color:var(--muted);font-size:.86rem;line-height:1.55;background:#f3f6fa;border-left:3px solid var(--yellow);border-radius:0 12px 12px 0}.content-meta a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin:12px 0 28px;color:var(--muted);font-size:.9rem}.proof{padding:42px 0 96px}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff}.metric{padding:30px;border-right:1px solid var(--line)}.metric:last-child{border:0}.metric strong{display:block;font-size:1.8rem;color:var(--navy)}.metric span{color:var(--muted);font-size:.9rem}.stats-note{margin-top:12px;color:var(--muted);font-size:.78rem;text-align:right}.section{padding:104px 0}.section.white{background:#fff}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:46px}.section-head h2{max-width:760px;margin-top:15px}.section-head p{max-width:390px;color:var(--muted)}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.service-card{min-height:260px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:#fafbf9;display:flex;flex-direction:column;transition:transform .2s ease,border-color .2s ease}.service-card:hover{transform:translateY(-4px);border-color:#8aa5db}.service-card .index{color:var(--blue);font-weight:800;font-size:.8rem}.service-card h3{margin:34px 0 12px;font-size:1.55rem}.service-card p{color:var(--muted)}.service-card .more{margin-top:auto;padding-top:24px;font-weight:750;color:var(--navy)}.route-map{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:start}.route-map aside{position:sticky;top:110px}.route-map aside h2{margin:16px 0 20px}.steps{display:grid;gap:12px}.steps{position:relative}.route-trace{display:none;position:absolute;top:51px;bottom:51px;left:51px;width:2px;background:var(--line);pointer-events:none}.route-trace>span{display:block;width:100%;height:100%;background:var(--yellow);transform:scaleY(0);transform-origin:top}.motion-ready .route-trace{display:block}.motion-ready .step{position:relative;background:transparent}.motion-ready .step b{position:relative;z-index:1;transition:background-color .22s ease,color .22s ease}.motion-ready .step.reading-step b{background:var(--yellow);color:var(--navy-deep)}.button:active{transform:translateY(0) scale(.985)}.service-card .more{transition:transform .2s ease}.service-card:hover .more,.service-card:focus-visible .more{transform:translate(4px)}.route-card{position:relative;overflow:hidden;padding-top:24px;background:#eef2f6;isolation:isolate}.route-card:nth-child(3n+2){background:#faf1ce}.route-card:nth-child(3n){background:#f0f4ec}.route-card h3{margin-top:24px;position:relative;transition:transform .38s cubic-bezier(.16,1,.3,1)}.service-visual{position:relative;display:grid;place-items:center;width:68px;height:68px;color:var(--navy)}.service-visual:before{content:"";position:absolute;inset:0;border-radius:50%;background:#fff;transition:transform .5s cubic-bezier(.16,1,.3,1),background-color .3s;z-index:-1}.service-visual>svg{width:36px;height:36px;transition:transform .4s cubic-bezier(.16,1,.3,1),opacity .2s}.service-visual .service-arrow{position:absolute;width:28px;height:28px;opacity:0;transform:translate(-14px,14px) scale(.6)}.route-card .more{display:flex;align-items:center;gap:12px}.route-card .more:after{content:"";width:25px;height:2px;background:currentColor;transform-origin:left;transition:transform .35s cubic-bezier(.16,1,.3,1)}.route-card:focus-visible .service-visual:before{transform:scale(1.22);background:var(--yellow)}.route-card:focus-visible .service-visual>svg:not(.service-arrow){transform:translate(12px,-12px) scale(.7);opacity:0}.route-card:focus-visible .service-arrow{transform:none;opacity:1}.nav-tools{position:relative}.nav-tools-menu{position:absolute;top:100%;left:-20px;padding:18px 12px 12px;min-width:240px;background:#222c3a;border-radius:12px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s,transform .22s,visibility .22s}.nav-tools-menu a{display:flex;padding:12px;min-height:48px;border-radius:8px}.nav-tools-menu a:hover,.nav-tools-menu a:focus-visible{background:var(--navy);color:var(--yellow)}.nav-tools:focus-within .nav-tools-menu{opacity:1;visibility:visible;transform:none}.calculator-band{padding:70px 0;background:#e8edf5;overflow:hidden}.calculator-promo{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:70px}.calculator-promo h2{max-width:700px}.calculator-promo p{color:var(--ink-soft);max-width:580px;margin:24px 0;font-size:1.1rem}.calculator-ticket{display:flex;flex-direction:column;gap:32px;padding:32px;background:var(--navy-deep);color:#fff;border-radius:16px;transform:rotate(-3deg);transition:transform .45s cubic-bezier(.16,1,.3,1)}.calculator-ticket>strong{font-size:clamp(28px,3vw,44px);line-height:1.12;letter-spacing:-.025em}.calculator-ticket>span{color:#c4cfdf}.calculator-ticket .ticket-action{display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:14px;color:var(--yellow)}.ticket-action svg{width:28px;height:28px;flex:none;transition:transform .3s}.calculator-ticket:focus-visible{transform:rotate(0)}.calculator-ticket:focus-visible .ticket-action svg{transform:translate(6px)}.calculator-intro{color:var(--ink-soft);margin:20px 0 30px;max-width:720px}#credit,#budget{scroll-margin-top:140px}.credit-workspace{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin-top:32px}.credit-form{display:grid;gap:12px;align-content:start}.credit-form label{display:block;font-weight:650}.credit-form input,.credit-form select{width:100%;min-height:54px;padding:12px 16px;border:1px solid #a6b4c4;background:#fff;color:var(--ink);border-radius:10px}.credit-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px}.credit-pair label{margin-bottom:12px}.term-shortcuts{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 12px}.term-shortcuts button{min-height:48px;padding:8px 16px;border:none;border-radius:8px;background:var(--paper);color:var(--navy);cursor:pointer;transition:background-color .2s}.term-shortcuts button:hover{background:var(--yellow)}.credit-form .button{justify-self:start;border:none;cursor:pointer}#credit-error{color:#a02b25;font-size:14px}.credit-summary{background:var(--navy-deep);color:#fff;border-radius:16px;padding:36px;min-height:390px}.credit-summary>span,.credit-summary>p{color:#c4cfdf}.credit-summary>strong{display:block;font-size:clamp(28px,3.4vw,48px);line-height:1.15;letter-spacing:-.025em;margin:16px 0;overflow-wrap:anywhere}.credit-summary dl{margin:32px 0;display:grid;gap:18px}.credit-summary dl div{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}.credit-summary dt{color:#c4cfdf}.credit-summary dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}.credit-summary small{display:block;color:#c4cfdf;line-height:1.6;margin-top:28px}.credit-cost-bar{height:10px;background:var(--yellow);border-radius:3px;overflow:hidden}.credit-cost-bar:before{content:"";display:block;width:var(--principal-share,50%);height:100%;background:#82aaf6}.credit-summary .credit-cost-legend{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:13px;margin-top:10px}.credit-cost-legend span:before{content:"";display:inline-block;width:8px;height:8px;margin-right:7px;background:#82aaf6}.credit-cost-legend span:last-child:before{background:var(--yellow)}.credit-summary[hidden],.credit-schedule[hidden]{display:none}.credit-schedule{margin-top:36px}.credit-schedule summary{cursor:pointer;padding:16px 0;font-weight:700;color:var(--navy)}.credit-table-scroll{max-height:440px;overflow:auto;overscroll-behavior:contain;border:1px solid var(--line);border-radius:12px}.credit-table-scroll table{border-collapse:collapse;width:100%;min-width:600px;font-variant-numeric:tabular-nums}.credit-table-scroll th,.credit-table-scroll td{padding:14px;text-align:right;white-space:nowrap;border-bottom:1px solid var(--line)}.credit-table-scroll th{position:sticky;top:0;background:var(--paper);font-size:14px}.credit-table-scroll th:first-child,.credit-table-scroll td:first-child{text-align:left}.calculator-method{margin-top:40px}.calculator-method h3{margin-bottom:20px}.calculator-method p+p{margin-top:16px}@media(max-width:900px){.credit-workspace{grid-template-columns:1fr;gap:24px}}@media(max-width:600px){.credit-summary{padding:24px}.credit-pair{gap:12px}.credit-pair label{font-size:14px}}@media(hover:hover)and (pointer:fine){.route-card:hover{transform:none}.route-card:hover .service-visual:before{transform:scale(1.22);background:var(--yellow)}.route-card:hover .service-visual>svg:not(.service-arrow){transform:translate(12px,-12px) scale(.7);opacity:0}.route-card:hover .service-arrow{transform:none;opacity:1}.route-card:hover h3{transform:translateY(-3px)}.route-card:hover .more:after{transform:scaleX(1.8)}.button:not(:disabled):hover{transform:scale(1.035)}.hero-card:hover{transform:translateY(-8px) rotate(-2deg)}.hero-card:hover small span{transform:translate(8px)}.app-phone:hover img{transform:scale(1.045)}.nav-tools:hover .nav-tools-menu{opacity:1;visibility:visible;transform:none}.calculator-ticket:hover{transform:rotate(0) translateY(-5px)}.calculator-ticket:hover .ticket-action svg{transform:translate(6px)}.blog-card a:hover{color:var(--blue)}.person-card:hover img,.route-step:hover img{transform:scale(1.035)}}.button{transition:transform .25s cubic-bezier(.16,1,.3,1),background-color .2s,color .2s}.hero-card{transition:transform .4s cubic-bezier(.16,1,.3,1)}.hero-card small span{display:inline-block;transition:transform .3s}.app-phone img,.person-card img,.route-step img{transition:transform .6s cubic-bezier(.16,1,.3,1);transform-origin:50% 30%}@media(max-width:900px){.calculator-promo{grid-template-columns:1fr;gap:36px}.calculator-ticket{transform:none;max-width:540px}}@media(prefers-reduced-motion:reduce){.route-card *,.route-card:hover *,.route-card:focus-visible 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rgba(255,255,255,.16);font-size:.88rem}.app-band{background:var(--yellow);overflow:hidden}.app-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center;min-height:690px}.app-copy h2{margin:18px 0 22px}.app-copy>p{max-width:610px;color:#463d24;font-size:1.1rem}.app-features{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:30px 0}.app-features span{padding:14px 16px;border-top:1px solid rgba(16,25,39,.25);font-weight:700}.app-links{display:flex;gap:10px;flex-wrap:wrap}.app-phone{align-self:end;justify-self:center;width:320px;height:620px;padding:12px;background:#0a0f18;border-radius:48px 48px 0 0;box-shadow:0 30px 80px #10192747;overflow:hidden}.app-phone img{width:100%;height:auto;object-fit:contain;object-position:top;border-radius:38px 38px 0 0}.cta{padding:90px 0;background:var(--navy);color:#fff}.cta-grid{display:grid;grid-template-columns:1fr auto;gap:50px;align-items:center}.cta h2{max-width:850px}.cta p{color:#bac5d6;margin-top:18px}.cta .button{background:var(--yellow);color:var(--ink)}.footer{padding:50px 0 26px;background:#081426;color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(4,1fr);gap:34px}.footer-grid nav a{display:inline-flex;align-items:center;min-height:48px}.footer h3{font-size:.95rem;letter-spacing:.02em;margin-bottom:14px}.footer a,.footer p{color:#abb7c9}.footer nav{display:grid;gap:8px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:45px;padding-top:24px;border-top:1px solid rgba(255,255,255,.13);color:#8693a6;font-size:.82rem}.page-hero{padding:110px 0 80px;background:var(--paper)}.page-hero h1{max-width:920px;margin:20px 0 24px}.page-hero>.shell>p{max-width:720px;color:var(--ink-soft);font-size:1.2rem}.service-hero{background:linear-gradient(120deg,#eef2f5,#f4f6f2 70%)}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;color:var(--muted);font-size:.84rem;margin-bottom:50px}.breadcrumbs b{color:var(--ink)}.service-list .service-card h2{font-size:1.45rem;margin:34px 0 12px}.article-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px;align-items:start}.article-layout aside h2{margin-top:15px}.answer-card{padding:38px;border-radius:var(--radius);background:var(--navy);color:#fff}.answer-card p{font-size:1.28rem;line-height:1.7}.answer-card small{display:block;color:#b6c3d5;margin-top:28px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15)}.triple-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.triple-grid article{padding:30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}.triple-grid article.risk{background:#fff8dd;border-color:#ead68f}.card-label{display:block;color:var(--blue);font-size:.78rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:22px}.triple-grid ul{margin:0;padding:0;list-style:none;display:grid;gap:18px}.triple-grid li{padding-left:20px;position:relative}.triple-grid li:before{content:"";position:absolute;left:0;top:.62em;width:7px;height:7px;border-radius:50%;background:var(--yellow)}.faq-list{display:grid;gap:10px}.faq-list details{border:1px solid var(--line);border-radius:16px;background:#fafbf9}.faq-list summary{list-style:none;cursor:pointer;padding:20px 22px;font-weight:750}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";float:right;color:var(--blue)}.faq-list details[open] summary:after{content:"−"}.faq-list details p{padding:0 22px 22px;color:var(--ink-soft)}.source-strip{padding:22px 0;background:#e9edf1;border-block:1px solid var(--line)}.source-strip .shell{display:flex;flex-wrap:wrap;gap:12px 22px;align-items:center;font-size:.88rem}.source-strip a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.source-strip span{margin-left:auto;color:var(--muted)}.related-grid{grid-template-columns:repeat(3,1fr)}.content-hero{display:grid;grid-template-columns:1fr .8fr;gap:70px;align-items:center}.content-hero figure{margin:0;border-radius:34px 34px 150px;overflow:hidden;min-height:520px;background:#dfe6ed}.content-hero figure img{width:100%;height:100%;min-height:520px;object-fit:cover}.content-hero .copy h1{margin:20px 0 24px}.content-hero .copy p{color:var(--ink-soft);font-size:1.14rem}.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.principle{padding:30px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}.principle b{display:block;color:var(--blue);margin-bottom:32px}.principle h3{margin-bottom:10px}.principle p{color:var(--muted)}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.team-card{min-height:300px;padding:24px;border-radius:var(--radius);background:#e7ebf0;display:flex;flex-direction:column;justify-content:end}.team-card span{color:var(--muted)}.case-list{display:grid;gap:14px}.case-row{display:grid;grid-template-columns:.7fr 1.3fr .7fr auto;gap:24px;align-items:center;padding:24px;border:1px solid var(--line);border-radius:18px;background:#fff}.case-row strong{font-size:1.35rem;color:var(--navy)}.case-row span{color:var(--muted)}.case-row a{color:var(--blue);font-weight:750}.app-install-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}.phone-shot{width:min(360px,100%);justify-self:center;padding:12px;background:#0a0f18;border-radius:52px;box-shadow:var(--shadow)}.phone-shot img{width:100%;height:auto;object-fit:contain;border-radius:40px}.store-block{padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin-top:14px}.store-block header{display:flex;gap:16px;align-items:center}.store-block header img{width:58px;height:58px;border-radius:14px}.store-block ol{color:var(--ink-soft);padding-left:22px}.store-block li{margin:10px 0}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:20px}.contact-card{padding:34px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}.contact-card.big{background:var(--navy);color:#fff}.contact-card.big p,.contact-card.big address{color:#c0cada}.contact-card.big .button.secondary{color:#fff;border-color:#ffffff8c}.contact-card.big .button.secondary:hover{background:#ffffff1a}.contact-card h2{font-size:2rem;margin-bottom:24px}.contact-card address{font-style:normal;display:grid;gap:12px}.legal-copy{max-width:840px;margin:0 auto}.legal-copy h1{margin:20px 0 14px}.legal-copy h2{font-size:1.6rem;margin:42px 0 14px}.legal-copy h3{font-size:1.08rem;margin:24px 0 8px}.legal-copy p,.legal-copy li{color:var(--ink-soft)}.legal-copy .note{padding:20px;border-left:4px solid var(--yellow);background:#fff}.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.blog-card[hidden]{display:none}.blog-card h2 a{color:inherit;padding:0}.reading-layout{display:grid;grid-template-columns:minmax(220px,.38fr) 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h1{hyphens:none}.knowledge-filters{display:grid;grid-template-columns:minmax(0,1fr) minmax(180px,.4fr) auto;align-items:end;gap:16px;margin-bottom:24px}.knowledge-filters label,.budget-form label{display:block;font-weight:700;margin-bottom:8px}.knowledge-filters input,.knowledge-filters select,.budget-form input{width:100%;min-height:48px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);padding:12px 14px;font:inherit}.budget-form{display:grid;gap:12px;padding:28px;border:1px solid var(--line);border-radius:20px}.budget-form output{display:block;padding:20px;background:var(--paper);border-radius:12px;line-height:1.65;overflow-wrap:anywhere}@media(max-width:900px){.reading-layout{grid-template-columns:1fr;gap:32px}.guide-toc{position:static}}@media(max-width:600px){.knowledge-filters{grid-template-columns:1fr}.budget-form{padding:18px}}.blog-card{padding:28px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);min-height:240px;display:flex;flex-direction:column}.blog-card time{color:var(--muted);font-size:.82rem}.blog-card h2{font-size:1.5rem;margin:26px 0 12px}.blog-card p{color:var(--muted)}.blog-card a{margin-top:auto;padding-top:20px;font-weight:750;color:var(--blue)}.blog-card.with-image{padding:0 0 28px;overflow:hidden}.blog-card.with-image>:not(img){margin-inline:28px}.blog-card.with-image img{width:100%;height:190px;object-fit:cover;margin-bottom:24px}.people-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.person-card{overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.person-card img{width:100%;aspect-ratio:1;object-fit:cover;background:#e8ebee}.person-card div{min-height:118px;padding:20px}.person-card h3{font-size:1.08rem}.person-card p{margin-top:8px;color:var(--muted);font-size:.9rem}.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.gallery-grid 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span{color:var(--yellow);font-size:.8rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.payment-safety-card strong{display:block;margin:20px 0 14px;font-size:2.15rem;line-height:1.08;letter-spacing:-.04em}.payment-safety-card p{color:#c0cada}.payment-method-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.payment-method-card{min-height:300px;display:flex;flex-direction:column;padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius)}.payment-method-card.primary{color:#fff;background:var(--navy);border-color:var(--navy)}.payment-method-card>span{color:var(--blue);font-size:.76rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.payment-method-card.primary>span{color:var(--yellow)}.payment-method-card h3{margin:30px 0 12px;font-size:1.55rem}.payment-method-card p{color:var(--muted)}.payment-method-card.primary p{color:#c0cada}.payment-method-card 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article{min-height:190px;padding:24px;background:var(--paper)}.payment-checklist b{display:block;margin-bottom:38px;color:var(--blue)}.payment-checklist span{font-weight:650}.payment-recipient-card{display:grid;grid-template-columns:.75fr 1fr 1.25fr;gap:40px;align-items:center;padding:40px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}.payment-recipient-card h2{margin-top:12px;font-size:2.1rem}.payment-recipient-card address{display:grid;gap:7px;font-style:normal}.payment-recipient-card address strong{font-size:1.18rem}.payment-recipient-card p{color:var(--muted)}.form-shell{max-width:920px}.questionnaire{padding:36px;border-radius:var(--radius);border:1px solid var(--line);background:var(--paper)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.questionnaire label{display:grid;gap:8px;font-weight:750}.questionnaire input,.questionnaire select,.questionnaire textarea{width:100%;min-height:52px;padding:13px 15px;border:1px solid #bdc7d2;border-radius:12px;background:#fff;color:var(--ink)}.questionnaire textarea{resize:vertical}.questionnaire .wide{grid-column:1 / -1}.consent-check{display:flex!important;align-items:flex-start;gap:10px!important;margin:24px 0;font-weight:500!important;color:var(--muted)}.consent-check input{width:20px;min-height:20px;margin-top:2px}.consent-check a{color:var(--blue);text-decoration:underline}.form-message{margin-top:14px;color:var(--success);font-weight:700}.article-cover{width:100%;max-height:470px;object-fit:cover;margin-bottom:38px;border-radius:var(--radius)}.referral-hero{background:linear-gradient(135deg,#eef2f5,#f4f6f2 62%,#fff1aa)}.referral-hero-grid{display:grid;grid-template-columns:1.15fr .65fr;gap:70px;align-items:center}.referral-hero h1{max-width:850px}.referral-amount-card{padding:34px;color:#fff;background:var(--navy);border-radius:30px;box-shadow:var(--shadow)}.referral-amount-card 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